Ð.O.G.E. MCA Enforcement

Ð.O.G.E. MCA AI Agents

Overview of Ð.O.G.E. Agentic AI Agents

Ð.O.G.E. deploys advanced AI agents to patrol predatory practices in Merchant Cash Advance (MCA) agreements, ensuring fair agreements and protecting U.S. businesses by "sniffing out" failures in MCA compliance.

High Usury Interest Rate & Flat Repayment

Ð.O.G.E. identifies MCA agreements with disguised usury, where effective APR and rigid flat repayment structures mimic illegal loan-like arrangements, enforcing compliance with fair lending practices.

Unfair Collection, COJ, & UCC-1 Lien Abuse

Our AI flags illegal "Confession of Judgment" (COJ) or "Agreed Judgment" clauses, investigates UCC-1 lien abuse, and monitors bank account sweeps that disrupt business cash flow, ensuring ethical collection practices.

Collateral, Personal Guarantee, and/or PG

Ð.O.G.E. detects revenue-based funders imposing collateral and personal guarantee clauses, exposing predatory terms that unfairly burden businesses.

Default Resolution & Resurrection Remixer

We analyze the impact of Statute of Limitations on default resolution and "Resurrection Remix" practices, ensuring businesses are protected from exploitative MCA default tactics.

NYS & Federal MCA Regulator Resources

Ð.O.G.E. collaborates with State Attorney Generals, Federal Authorities, and Consumer Protection agencies to escalate verified MCA usury complaints, amplifying our enforcement efforts.

Visit our website to learn more> www.DOGEofMCA.com

Protect Your Business with the Ð.O.G.E.

Here are the top 10 reasons your MCA could be usury, briefly explained:

1. Excessive Effective Interest Rate: The MCA’s implied APR exceeds state usury caps (e.g., 36%-50% in many states).

2. Fixed Repayment Terms: Daily or weekly fixed payments resemble a loan, not a true purchase of receivables.

3. No Risk-Sharing: The funder bears no risk if your business fails, unlike a true revenue-based agreement.

4. Personal Guarantees: Requiring personal liability suggests a loan, not a sale of future revenue.

5. Unconditional Repayment: You must repay regardless of revenue, indicating a debt obligation.

6. High Default Penalties: Excessive fees or penalties for missed payments mimic predatory lending.

7. Short Repayment Periods: Terms under 12 months with high costs often yield usurious rates.

8. Misrepresented Terms: The MCA was sold as a “sale” but structured as a loan in fine print.

9. Lack of Revenue Reconciliation: No periodic adjustment to payments based on actual revenue.

10. State Law Violations: The MCA violates specific state laws reclassifying certain MCAs as loans.

    
    

    TRUE MCA FACT: "In a true Merchant Cash Advance (MCA) agreement, default is impossible—outside of intentional actions like closing bank accounts to evade repayment—because repayments are reconciled on day two of the agreement. The initial payment is merely an estimate, calculated based on the prior 90-120 days of business revenue at the agreed-upon percentage, and adjusted daily to reflect actual receivables, ensuring payments align with business performance rather than functioning as fixed, usury-based repayments. However, 99% of outstanding MCA agreements fail to adhere to this structure, lacking proper reconciliation and operating as non-compliant, usurious instruments that resemble loans rather than true revenue-based advances."

    
    

    IMPORTANT: "Traditional loans have structured 'fixed payments' with a 'finite term' while true Revenue sharing agreements DO NOT structure flat repayments ONLY reconciled repayment with an 'infinite' lifespan of the business with NO term imposed."

If your business entered a Merchant Cash Advance (MCA) agreement recently, it’s critical to investigate whether your contract shares these illegal usury characteristics. Ð.O.G.E. Solutions can help you address these potentially illegal usury contracts and regain financial freedom from predatory business funders.

How Ð.O.G.E. Delivers Solutions & Freedom

Our tech-forward approach helps you:

• Prevent future overpayments via weekly notice

• Potentially void-out illegal usury MCA contracts

• Avoid illegal MCA defaults deployed by funders

• Ensure compliance with real-time reconciliation

• Regain control of your 'true' business cash flow

• Recover overpayments via 'retroactive refunds'

• Correct illegal usury terms if funder cooperates

  
  

Why Choose Ð.O.G.E. Solutions?

Our Agentic AI Agents—$heriff $an$, Ðeputy ÐoXXer, and Ðeputy Ðefault—patrol predatory practices with precision. We work with legal authorities to escalate verified usury complaints, ensuring justice and savings for your business.

Whether it’s reducing payments or voiding illegal usury MCA contracts, we’ve got your back!

U.S. Merchant [Enrollment & Pricing]

Join OPERATION: Nexus of Nullification!

Silver Package:

• For 1-4 MCA Contracts

• 1X Flat Fee: $499.99

  
  

Golden Package:

• For 4+ MCA Contracts (Unlimited)

• 1X Flat Fee: $999.99

  
  

To Enroll:

1. Choose your package (Silver or Golden).

2. Pay the 1X MCA Reconciliation AI Agentic Agent Service Ð.O.G.E. fee.

3. Attach and submit your MCA contracts to DOGEofMCA@gmail.com.

   
   

Contact Ð.O.G.E.

Ðivision of Governance and Enforcement (Ð.O.G.E.)

“Patrolling Predatory Funding, Protecting American Business"

Pioneering MCA compliance enforcement

Telephone: (202) 883-3633

Email: DOGEofMCA@gmail.com

Website: www.DOGEofMCA.com

Ðisclaimer

Ð.O.G.E. is an innovative Merchant Cash Advance (MCA) Contract Review Service dedicated exclusively to reviewing MCA contracts. We DO NOT participate in any form of consolidation, debt consolidation, escrow plans, stop payment strategies, or any similar activities. Our sole mission is to operate within the Ð meta space, filling a critical gap between parties involved in MCA contracts and the judicial system by providing research and resources on MCA contractual inefficiencies and potentially voidable usury agreements.

Ð.O.G.E. Agentic AI Agents are designed to patrol predatory practices, enforce fair agreements, and protect U.S. businesses by identifying failures in MCA compliance. We encourage reconciliation in MCA contractual disputes, where feasible, through real-time repayment reconciliation and overpayment refunding, fostering a healthier MCA environment.

Ð.O.G.E. DOES NOT** provide accounting, business, financial, legal, or personal advice. Any analysis or resources provided by Ð.O.G.E. are for informational purposes only and should not be considered a substitute for professional advice. We strongly advise all clients to seek guidance from their own qualified advisors, attorneys, or other relevant professionals before acting on any information or analysis provided by Ð.O.G.E.

Ð.O.G.E. assumes no liability for decisions or actions, or outcomes resulting from the use of our services. Our role is strictly limited to contract review and providing research-based insights into MCA agreements. By engaging with Ð.O.G.E., you acknowledge and agree to these terms and limitations.